5+ Best Payment App In India [Compared]

 5+ Best Payment App In India [Compared]

In the recent times, India has gone cashless to a some extent. Especially after the demonetization, people have started using cashless mode of payment for more convenience. While talking about cashless transactions, UPI is the best way to transact money. So in this post we are going to talk about Best Payment App In India and tell you about best UPI app in India.


best payment app India


What is UPI App?

UPI is short form of Unified Payment Interface. As the name says "Unified", UPI powers multiple bank accounts into a single mobile application. It is a system through which you can transact money from your bank account to the recipient's bank account just from one tap without worrying about which bank they are using. 

UPI was launched on 11th April 2016 by Raghuram G Rajan, Governor of RBI at Mumbai. Since then all the bank have started uploading their apps on the Play Store to allow easy UPI transactions. These UPI enabled apps are known as UPI apps. These apps also give best UPI offers.

How Best Payment App In India works?

UPI ID are unique to every user and these ID's are linked to their bank account while creating the UPI ID. These ID's are used to send and receive money from other users. The is deducted from sender's bank account and it is received by the receiver in their bank account directly. You also need to set up a UPI pin to secure your account.

With these many apps available for UPI on the Play Store and All Store, it is really difficult to choose the best best UPI app in India. But you don't need to worry about that. We here have got you the list of top 5 best UPI apps in India . This UPI apps list will clear all your which upi app is best doubt.

PhonePe India's Payment app

Phonepe is an UPI-based App launched by the e-commerce giant Flipkart. It was launched to offer cashless and seamless payment experience. 
best upi app india

You can install this app on your phone from Google Play Store. When you install PhonePe on your device, you need to enter your your personal details and complete your KYC to use all its benefits. You can use it as a wallet or link your bank account to use the UPI services offered by PhonePe.

PhonePe was found in 2015 by Sameer Nigam and Rahul Chari. Currently Sameer Nigam is the CEO and Rahul Chari is CTO of PhonePe.

Paytm UPI App

Paytm is a digital payments platform that allows you to transfer cash through its wallet, bank account or By using UPI. Paytm is owned by One97 Communications.
which upi app is best

The Paytm company has seen a huge amount of growth during the time of monetization. However, the UPI feature was added later to the android app. Paytm is running a lot of offers currently to attract users.

You can download the Paytm app from the App stores. Once downloaded, you have to sign up using you mobile number and complete your KYC. Without KYC, you won't be able to use any of its feature. Paytm offers it own wallet which can be used to pay and receive money from other Paytm users. Paytm has introduced it's bank named Paytm Payments Bank which operates like all other banks. You can open a savings account, start a FD and do much more. Not to forget, it also has UPI feature.
You can do all the transactions with the help of its UPI feature. You can link any number of bank account to your Paytm but your UPI will be linked only to the primary account.
If you want to earn few bucks in paytm you can checkout our article 5 Instant Paytm cash earning apps

Google Pay : Google's Payment App In India

"Google pay is a digital wallet platform and online payment system developed by Google." It allows user to transfer money from their bank account to any bank account using UPI. Google pay also offers many scratch cards on transactions. The money you get in the scratch card is directed deposited into your bank account.

Out of all UPI based apps, Google pay has a very simple and clean user interface. You can download this app from any AppStore. To use this app, you must have your mobile number linked to your bank account and the linked number should be available in your device. When you sign up on Google pay, the app will send an SMS to bank account to verify and generate an UPI ID for you device. 

Google pay is the only UPI app for android which gives you Tap to Pay option. With this option you can pay to any nearby Google pay user with just a tap.


FreeCharge - An Indian Payment app

FreeCharge is an Indian UPI app which was founded in August 2010 by Kunal Shah and Sandeep Tandon. FreeCharge UPI and payment gateways allows user to instantly send and receive money, shop at leading online and offline merchants across various categories like movies, entertainment, shopping, food and much more.

upi apps list
FreeCharge is also available on Play Store for download. FreeCharge also provides many offers and cashbacks to its user. Freecharge UPI is an option to send and request money via UPI (Unified Payment Interface) which allows you to instantly send and request money to an individual using any bank’s account for free, It allows users to transfer money instantly without knowing the sender’s or receiver’s bank details.

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ICICI pockets

ICICI pockets is an Visa powered e-wallet that customer of any bank can use. It can be used to recharge mobiles, shop anywhere, send money, pay bills and much more. This app uses a customer's Facebook credentials to login.
mobile payment apps in india

You don't have to be an ICICI Bank holder to use this app. It can be downloaded from Play Store and used by anyone. People can use its virtual Visa card to transact on any website and android mobile application in India. 
ICICI pockets has recently introduced the UPI feature which can be used to transfer money from any bank to any bank account.

UPI based app is quick and easy way to send and receive money using Virtual Payment Address (VPA) without entering the customer's bank details.

Do you know any other best UPI app (Best Payment App In India) ? Tell us in the comment section below.

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